Home About CreditEase Press Room Products & Services Social Responsibility Contact Us
FinTech Innovations
 

CreditEase is a leading FinTech company in China, specializing in inclusive finance and wealth management, in addition to payment technology, marketplace lending, crowdfund-ing, robo-advisory, insurance technology and blockchain products and services. Cred-itEase actively engages with global FinTech innovators through business incubation, commercial co-operation, and investment. Better tech, better finance, better world.

Yirendai


Yirendai Ltd. (NYSE: YRD) is a leading online consumer finance marketplace in China connecting investors and individual borrowers. The Company provides an effective solu-tion to address largely underserved investor and individual borrower demand in China through an online platform that automates key aspects of its operations to efficiently match borrowers with investors and execute loan transactions. Yirendai deploys a propri-etary risk management system, which enables the Company to effectively assess the cre-ditworthiness of borrowers, appropriately price the risks associated with borrowers, and offer quality loan investment opportunities to investors. Yirendai's online marketplace provides borrowers with quick and convenient access to consumer credit at competitive prices and investors with easy and quick access to an alternative asset class with attrac-tive returns.

Toumi RA (Robo-Advisor)


A FinTech platform under CreditEase Wealth Management
Toumi RA (Robo-Advisor) is committed to provide one-stop services with lower cost and threshold for global asset allocation featuring specialized and customized functions, as well as convenience and transparency. Backed by the top-notch financial support and technological development team, investors can expect maximizing returns through the system, which builds cross-border, multi-asset ETF portfolios by taking individual objec-tives, capital situation and risk preference into consideration. The system monitors global stock, bond and real estate markets in real time and rebalances accounts automatically.

YiQiFin


YiQiFin is an innovative cloud-based FinTech platform, built on CreditEase’s big data-base and experience in risk control and financial management in the past decade, to solve the financing difficulties of SMEs. Featuring convenience, security, controllable risks and open source, the system provides integral services to meet SMEs’ needs in in-vestment, financing as well as financial management.
 
The YiQiFin products include: YiQiRong, one-stop industry chain financing solution pro-vider; ShangChaoDai, supermarket supplier lending service; YiQi Wealth Management for companies and employees featuring cloud-computing and mobility; Cash Compass, cash-flow and budget operation manager; and Fingertips, a cloud-based reimbursement tool.

CreditEase FinTech Investment Fund


Founded in February 2016, CreditEase FinTech Investment Fund (CEFIF) is a venture fund investing in growth-stage FinTech companies in China and global markets. CEFIF has an equivalent of USD 1 billion in total committed capital. The fund has formed strate-gic partnerships with global leading venture capital investors to discover opportunities in five sub-segments within the domain of FinTech: Lending, Payment, Personal Fi-nance/Wealth management, Enterprise Solutions and Insurance. The fund has made over a dozen investments since launch, among which are Tradeshift, a cloud-based buy-er-supplier network; Circle, a blockchain-based payment application; Trumid, an electron-ic trading platform for the bond market; WeConvene, an online corporate access man-agement and ERP provider for capital markets; WorldCover, an innovative peer-to-peer insurance network; Nav, a personal and business credit reports and monitoring service provider; and Addepar, a financial services technology provider.

CreditEase Bocheng Insurance Agency


CreditEase Bocheng (NEEQ:870032) is an insurance agency providing specialized, cus-tomized and intelligent insurance services. The company offers “face-to-face” insurance asset allocation, health and annuities insurance, as well as insurance trust services tai-lored for high-end customers. Bocheng’s internet insurance services are increasingly ac-cessible to middle class, young white-collar workers and rural population. Its corporate services include tax preferential health insurance service and family plans for employees.
 
Based on an online test and comprehensive big data analysis on customers’ needs, af-fordability, adaptability and price concerns, Bocheng’s “Smart Insurance”, launched in 2016, is able to recommend insurance plans covering life, major diseases, education and aged care, which can be purchased with just one click.
 
An NEEQ-listed company since December 19, 2016, Bocheng runs a Beijing headquarter and 19 domestic branches, currently providing over 3,000 products in partnership with nearly 50 insurance companies. The company seeks to better serve customers with con-tinuous efforts on FinTech applications and internet insurance.

AngelEase


AngelEase is a platform of CreditEase Wealth providing angel investment service for pro-fessional institutional and individual angel investors or investors keen on promoting a new generation of innovation and entrepreneurship as well as start-ups. Based on Cred-itEase's rich resources accumulated over 11 years' practice in the financial industry, An-gelEase takes advantage of its fintech strength and offers full scale service including but not limited to selection of innovative projects, fund raising, marketing, projects operation and investment management.
 
版权所有:宜信 京ICP备11022285号